如何预防信用卡诈骗ACFCU-沙巴体育APP下载

保护你的钱和你自己不被骗.

欺诈防范

At Arlington 沙巴体育APP下载 Federal Credit Union, your safety and well-being come first. 我们监控所有账户的欺诈和可疑活动, but we want to ensure you understand fraud prevention so you can protect yourself. 这就是沙巴体育APP下载我们建议你不要提供任何私人的, 私人信息 via phone or email and we keep you updated on current fraud schemes.

如何打击欺诈

The most important thing you can do to protect yourself is to place a freeze on your credit reports. This will make it much more difficult for fraudsters to open loans and bank accounts in your name.

你可以在这些链接免费冻结:

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中华全国总工会如何打击欺诈

  • We will NEVER solicit personal information from you for non verification purposes, 包括你完整的社会安全号码或密码.
  • ACFCU有一个增强的自动呼叫诈骗预防系统, 文本, and email options for you to receive notifications and check on suspicious activity and transactions.
  • 您可以立即发送所提供的命令字, 与自动电话系统进行交互, 或者与活生生的经纪人交谈.
  • We ask you to keep your contact information up-to-date so we can easily reach and alert you.
  • 如果任何时候你怀疑ACFCU的通讯,打电话给我 703-526-0200 to verify the validity—we’re with you and your well-being is our number one priority.

确保您的帐户受到保护

确认您的帐户信息,今天.

保护您的帐户,确保您的联系方式, 尤其是你的手机号码, 是最新的. Having current contact info allows us to notify you in case of potential fraud situations.

Follow these easy steps to update and verify your personal information in the mobile app or online banking today.

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注意什么

  • 不寻常的账户活动
    • We encourage all our members to regularly check their account transactions for activity they don’t recognize, 包括欺诈存款.
    • These deposits are often returned as counterfeit after the fraudster has already withdrawn them, 让你对这笔钱负责.
    • 如果您发现可疑交易, 如果有潜在的欺诈行为,请立即通知中华全国妇联,以保护自己.
  • 略读

    略读 captures magnetic info from a credit or debit card and uses it for fraudulent purposes. 为了防止你的信用卡被窃取:

    • 不要使用看起来被篡改过的自动取款机或信用卡机.
    • 当你把密码输入自动取款机或信用卡机时,用手保护你的密码.

     

  • 网络钓鱼

    网络钓鱼 scams include “spoofed” emails and fraudulent websites that appear as though they’re being sent by a person or organization you already know and ask you to provide or “verify” your personal, 私人信息(密码, 信用卡号码, 账号, 等.). 为了避免钓鱼:

    • 当使用互联网和回应电话恳求时要谨慎.
    • Be suspicious of any email that is marked urgent request and asks for personal information.
    • 不要点击你不确定是真实的电子邮件中的链接.
    • 寻找 “http://” 当提供你的借记卡或信用卡信息时,出现在一个网站地址前.
    • 定期回顾你的报表.
    • Be suspicious of emails that claim to be from your financial institution and request information from you.
    • 在电脑上安装防火墙和反间谍软件.
    • 定期为浏览器更新安全补丁.
  • 短信诈骗

    短信诈骗, “SMS”的组合, 短信的技术术语, 和“钓鱼,” uses 文本 messages to prompt individuals to provide the “SMiSher” with their personal, 私人信息. 为了避免短信诈骗:

    • 永远不要回复询问私人信息的短信. 如果发现您的账户有可疑活动, we will call or 文本 and you can follow the instructions to answer questions regarding your recent card activity.
  • 身份盗窃

    身份盗窃, 这是国内增长最快的犯罪, 当有人偷了别人的私人物品时就会发生, 私人信息,然后假装是那个人. 降低身份被盗的风险:

    • NEVER give out personal information over the phone/internet unless you initiated the transaction.
    • 不要把社会保障卡放在钱包里.
    • Make copies (front and back) of all cards and pieces of information you carry with you in case your wallet is stolen and keep them in a secure location.
    • 立即销毁所有未使用的预批准信用卡优惠.
    • Remove mail promptly from your mailbox each day and ask the post office to hold your mail until you return if you plan to be out of town for an extended period of time.
    • 检查您的免费信用报告,每年以确保所有信息是准确的.
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其他常见的诈骗

  • 银行本票的骗局

    This scam involves the distribution of cashier’s checks that appear to come from ACFCU, 但实际上是欺诈. 如果你意外收到全国妇联的银行本票, immediately contact us before depositing it to determine whether it is legitimate or not.

  • 祖父母骗局

    This long-running scam targets older victims by pretending to be their grandson or granddaughter and requesting they wire money to them for an emergency, 不提供太多细节. 他们可能会说“请不要告诉妈妈或爸爸”或“我的鼻子断了。, 所以我可能听起来很奇怪.”

  • 陪审员的义务骗局

    Scammers pose as judicial officials or police and call people from a spoofed law enforcement phone numbers or name to let them know they failed to report for jury duty and owe a fine.

  • 医疗保险诈骗

    In 2019, the federal government replaced Medicare cards that featured enrollee’s social 安全 numbers with an 11-digit identification number instead to help protect seniors from identity theft. 现在, scammers attempt to trick people into giving them their new 11-digit identification number so they can take over their identity.

  • 甜心骗局

    This typically involves a dating site account with fake information and photos for a profile that is too good to be true. 一旦目标确定, the scam usually escalates to the thief’s unveiling of a money problem and may include the request for funds so he or she can travel to meet you in person or to help a sick relative.

  • 国税局骗局

    These scammers claim the victims owe money to the IRS and must pay promptly or be arrested, 驱逐出境或吊销驾照. 有时, 打电话的人变得咄咄逼人, warning people that a sheriff or local law enforcement will show up at their door if they don’t pay immediately. 国税局永远不会打电话要求立即付款, 威胁要叫当地警察来, 通过电话询问信用卡或借记卡号码, 或者要求你使用一种特定的纳税方式.

  • 技术支持的骗局

    这种诈骗可以通过网络钓鱼电子邮件发生, 一个电话, a pop-up ad or a locked screen on your device with a phone number to call to fix it. 合法的客户, 安全, 或者技术支持公司不会主动与个人联系.

  • 朋友/亲戚在医院诈骗

    This scam involves someone reaching out to you claiming to be a friend or relative, and they tell you they are in a hospital in a foreign country and can’t leave without paying for the surgery. They encourage you to send a wire transfer to a foreign bank account that is actually owned by the fraudster.

Protect yourself from fraud: Contact ACFCU directly if you have any questions or concerns via Secure Messaging in mobile or online banking, 一个电子邮件 acfcu@thestudioentrance.com (电子邮件是不安全的,所以不要包括任何私人信息)或通过电话: 703.526.0200 x4.

精美的印刷

While we do monitor fraudulent or suspicious activity and may proactively contact you about this activity, we will never call and ask for confidential information such as your entire account number or PIN. 沙巴体育APP下载:703.526.0200x4,如果你提供了机密信息. 消息和数据速率可能适用.