Much like a bank CD, the Arlington Community Federal Credit Union certificate lets you keep your money with us for a set period of time, earning you a better return than your average checking or savings account。
Save for a down payment on a home, your upcoming retirement or your next vacation。Stock certificates (and IRA certificates for members with retirement accounts) are low-risk, high-yield, and term-friendly。
术语 | Percentage annual return | Platinum APY * | Minimum to earn dividends | Minimum account balance |
---|---|---|---|---|
术语 6个月 | Percentage annual return 0.15% | Platinum APY * 0.25% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 12个月 | Percentage annual return 0.35% | Platinum APY * 0.45% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 15个月 | Percentage annual return 0.55% | Platinum APY * 0.65% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 15个月 (No penalties!)1 | Percentage annual return 0.45% | Platinum APY * 0.55% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 18个月 | Percentage annual return 0.45% | Platinum APY * 0.55% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 24个月 | Percentage annual return 1.90% | Platinum APY * 2.00% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 36个月 | Percentage annual return 0.90% | Platinum APY * 1.00% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 48个月 | Percentage annual return 1.45% | Platinum APY * 1.55% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
术语 60个月 | Percentage annual return 1.65% | Platinum APY * 1.75% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
With our no-penalty certificate, you can make more money with your money without having to 锁住了 it all up。This gives you the option to withdraw some (or even all) of your balance without penalty。You may even receive the bonuses you have earned so far。
术语 | Annual percentage return (APY) | Platinum APY | Minimum to earn dividends | Minimum account balance |
---|---|---|---|---|
术语 15 month certificate (no penalty!)。1 | Annual percentage return (APY) 0.45% | Platinum APY 0.55% | Minimum to earn dividends $500.00 | Minimum account balance $500.00 |
Start your net worth -- and increase it -- with a minimum stock builder certificate。Early withdrawal fees help keep you responsible for your future and avoid life's little temptations。
术语 | Percentage annual return | Platinum APY * | Minimum to earn dividends | Minimum account balance |
---|---|---|---|---|
术语 12个月 | Percentage annual return 0.35% | Platinum APY * Do not apply | Minimum to earn dividends $25.00 | Minimum account balance $25.00 |
Bigger savings mean bigger dividends -- it's as simple as that。Our jumbo stock certificates offer a higher yield and can help top up everything you've saved。
术语 | Percentage annual return | Minimum to earn dividends | Minimum account balance |
---|---|---|---|
术语 6个月 | Percentage annual return 0.30% | Minimum to earn dividends $100,000.00 | Minimum account balance $100,000.00 |
术语 12个月 | Percentage annual return 0.55% | Minimum to earn dividends $100,000.00 | Minimum account balance $100,000.00 |
术语 24个月 | Percentage annual return 2.00% | Minimum to earn dividends $100,000.00 | Minimum account balance $100,000.00 |
What makes ACFCU certificate accounts the best choice for smart savers?While each account is designed for a specific need, they all offer great benefits。
Your money will earn more than the average savings account
Your money is insured by NCUA
With an automatic renewal option at maturity, your savings continue to work for you。
As a full service credit union, we are a cooperative organization of members like you, and we know that by working together we can all benefit in our financial journey。
We are here to help our members and neighbors achieve their financial goals and live their best lives。
We believe that there is nothing more meaningful than serving our members and believing that one good change is worth another。
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
*APY = percentage annual return。
All certificates。There may be penalties for early withdrawals。Expenses may detract from revenue。The rates are effective from 1 April 2022。 Prices are subject to change without prior notice。Membership requirements apply。Federal insurance is provided by NCUA。
Stocks and IRA certificates。The minimum amount to earn dividends。$500。
Giant certificate。The minimum amount to earn dividends。$100,000。
Platinum certificate。The annual interest rate is 0 percent higher.10%。Platinum awards begin for members who maintain an average total monthly household balance of $50,000 or more。
Stock Builder certificate。Deposits can be added at any time in the certificate program。
1The 15-month certificate has no penalty for withdrawing the balance at any time during the term。Does not meet the requirements of IRA certificate。