Protect your money and yourself from fraud。

• We encourage all members to regularly check their account transactions for activities they do not recognize, including fraudulent deposits。
• These deposits are often returned as counterfeit after the fraudster has already withdrawn them, leaving you responsible for the money。
• If you detect a suspicious transaction, please immediately notify ACFCU of potential fraud to protect yourself。

Swiping captures magnetic information from a credit or debit card and uses it for fraudulent purposes。To help prevent your card from being swiped。

• Do not use ATM or credit card machines that appear to have been tampered with。
• Protect your pin with your hand when entering it at an ATM or credit machine。

Phishing scams include "spoof" emails and fraudulent websites that look as if they were sent by someone or organization you already know and ask you to provide or "verify" your private information (passwords, credit card numbers, account numbers, etc.)。To avoid phishing。

• Use caution when using the Internet and responding to telephone solicitations。
• Be suspicious of any email marked with an urgent request for personal information。
• Don't click on links in emails you're not sure are genuine。
• 寻找 "http://" When providing your debit or credit card information, appear in front of the web address。
• Review your statements regularly。
• Be suspicious of emails that claim to be from your financial institution and ask for information。
• Install firewalls and anti-spyware on your computer。
• Update your browser's security patches regularly。

SMiShing is a combination of 'SMS' (the technical term for texting) and 'phishing' -- the use of text messages to persuade an individual to share private information with a 'SMiSher'。To avoid SMiShing。

• Never respond to text messages asking for personal or private information。If we detect suspicious activity on your account, we'll call or text you and you can follow instructions to answer questions about your recent card activity。

Identity theft is the fastest growing crime in the United States. It occurs when someone steals someone else's private information and then pretends to be that person。Minimize your risk of identity theft。

• Never give personal information over the phone/Internet unless you initiate the transaction。
• Don't carry your Social Security card in your wallet。
• Make copies of all cards and information you carry with you (front and back) in case your wallet is stolen and store it in a safe place。
• Destroy all unused pre-approved credit card offers immediately。
• Get your mail out of your mailbox in time each day, and if you plan to be out of town for an extended period of time, ask the post office to hold your mail until you return。
• Check your free credit report every year to make sure all the information is accurate。