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Contractors, moving boxes, yard work, gutters -- buyers have enough on their plate。That's why we've made the lending process as straightforward as possible, offering competitive rates, quick pre-approval decisions and a variety of mortgage products with limits of up to $2 million on a property anywhere in the United States。
Zero down payment mortgage
Start with the right foot。
For first-time buyers, even a 10 percent down payment can feel out of reach。If you qualify, we can finance up to 100% of your purchase price up to $1.5 million and offer fixed or adjustable interest rates。
- No down payment is required
- No private mortgage insurance
- Choose a fixed or adjustable rate
- Can be used to purchase major residences in Maryland, Virginia, and Washington, D.C.。
- Members pay closing fees and meet reserve requirements
mortgages@thestudioentrance.com
703.526.0200 x2
再融资
Find a better rate and save thousands of dollars。
Life is changing。So should mortgages。By 再融资, you can achieve financial flexibility, reduce your monthly payments, adjust the term of your loan, and even cash in your existing loan。
- Lock in an interest rate that suits your needs today, not yesterday
- Regular, FHA, and VA options are available
- Can be used for first residence, second residence, investment property
- Can be used in single-family homes, row houses, PUDs and apartments
- Attached residential unit (ADU) financing options
mortgages@thestudioentrance.com
703.526.0200 x2
Fixed-rate mortgages
Because nothing is more important than peace of mind。
Keep your monthly payments predictable。Lock in your interest rate for the entire life of your loan for invaluable peace of mind。
- Interest rates remain fixed for the duration of the loan, making it more reassuring。
- You can choose 15, 20 or 30 year terms
- Can be used for primary residence, second residence and investment property
mortgages@thestudioentrance.com
703.526.0200 x2
Adjustable rate mortgages (ARM)
Take advantage of low introductory rates。
With an adjustable rate mortgage, you start paying a fixed rate for three, five, seven or 10 years, then switch to an adjustable rate as the market demands。ARMs typically offers below-market interest payments initially, but can increase over time, and is a solid option if you plan to move or sell before the rate changes to a variable rate。
- Interest rates remain fixed for three, five, seven or 10 years of your choice, and then adjust annually
- A lower initial interest rate may mean you can buy more homes for your money
- Rates are capped, which is more reassuring
- Can be used for primary residence, second residence and investment property
mortgages@thestudioentrance.com
703.526.0200 x2
A huge loan
For your next big purchase。
Do you have big dreams？You can borrow up to $2,000,000 through ACFCU's jumbo mortgage。These mortgages often have higher interest rates and credit score requirements, but may be ideal if you're looking to trade up to a bigger home。
- Fixed-rate mortgages with terms of 15 or 30 years
- Adjustable-rate mortgage options, where the interest rate stays fixed for three, five, seven or 10 years of your choice and then adjusts annually
- Can be used for primary residence, second residence and investment property
mortgages@thestudioentrance.com
703.526.0200 x2
95% to 97% funded
A little more down, a little more up。
Any money for a down payment？Apply for this mortgage, which is reserved for people who put 3 to 5 percent down on a home purchase。
- Finance up to 97% of the purchase price of your home
- Choose a fixed or adjustable rate
- Need for private Mortgage insurance (PMI)。
- Only applicable to primary residences
mortgages@thestudioentrance.com
703.526.0200 x2
Veterans loan
To reward those who have served。
Available to veterans, active duty and surviving military spouses, the Va loan requires a $0 down payment, offers a low average interest rate, and is guaranteed by the U.S. Department of Veterans Affairs。
- No down payment is required
- Low fixed rate
- Only applicable to primary residences
mortgages@thestudioentrance.com
703.526.0200 x2
FHA loans
Qualifying may be easier than you think。
For a government-guaranteed mortgage, the down payment is only 3.5%。FHA loans are insured by the Federal Housing Association, which has looser requirements for credit history and eligibility rates。
- 需要3.5 percent down payment
- More lenient on credit stains
- Ideal for first time home buyers
- The down payment can be a gift or a loan from a family member or a state housing agency program
- Only applicable to primary residences
mortgages@thestudioentrance.com
703.526.0200 x2
Down payment assistance
For first-time home buyers and community partners。
We believe in the communities we serve。That's why we've partnered with organizations to offer low and no down payment loan assistance programs for low-income and first-time home buyers。
- Available to eligible first-time home buyers and qualified community partners such as law enforcement officials, educators, firefighters and healthcare workers。
- 每节省$1，可获得最高$4（首次购房者最高为$5,000；沙巴体育APP下载合作伙伴最高为$7,500
- First-time buyers must also complete a financial literacy course
We're with you, every step of the way
The way of。
Whether you are moving into your first home or moving to your "forever" home, ACFCU will provide you with the right mortgage and sound advice。
A quick answer
No more than 30 days from pre-approval to closing
Step by step guide
Get to know your team
Learn more today。
Tell us a little bit about you and your real estate financing needs。We will reach out to you and tell you how we can help。
Why Arlington
As a full service credit union, we are a cooperative organization of members like you, and we know that by working together we can all benefit in our financial journey。
The financial empowerment
We are here to help our members and neighbors achieve their financial goals and live their best lives。
Rewarding experience
We believe that there is nothing more meaningful than serving our members and believing that one good change is worth another。
The good faith is supreme
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
细则
Loan and membership requirements apply。Federal insurance is provided by NCUA。 Equal housing lender。nmls# 477974. ACFCU does not fund pure land purchases。 Email addresses are not a secure means of communication。Don't send personal information (account number, date of birth, Social Security number, queries about your account, or requests to change your account。Please visit our Contact us 暂停Know how to send this information safely。
Our branches and call centres will be closed on Monday 30th May for the anniversary。Our mobile applications are available 24/7 with check deposit, online banking and 24-hour services。
