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Low payment。Low rate。Plenty of convenience。You know what you're looking for when financing a new or used car, and at Arlington Community Federal Credit Union, that's exactly what you'll find。From helping you find a loan that fits your budget, to protecting your investments, we're with you step by step, mile by mile。
New and used car loans - same favorable interest rates!
Buy or refinance, save。
At ACFCU, we make financing or refinancing a car easy and affordable with low interest rates, flexible payment options, great service, and more, because we're not just a lender, we're your neighbor。
Price as low as
4.99
%
APR*
Characteristics and advantages
- Same low rates for new and used cars up to 8 years old (with terms and rates for older cars)。
- When you are in the following situations, you can save up to 0.50% APR *。 Online application
- Up to 90 days without payment1
- Flexible payment options with due dates to suit your needs
- Quick loan decisions
- An email reminding you when it's time to pay
- An annual "skip" payment2 选择
- Flexible term, up to 96 months
- Sign and send documents electronically
- Free CARFAX®
- Affordable protection plans, including GAP advantage, Main mechanical cover 和 Payment protection.
Rates Effective: June 28, 2023| Type and model year | Clause at most | Fixed APR * Low to | Sample monthly payment of $20,000† |
|---|---|---|---|
| Type and model year New & Used: 2017 and Newer | Clause at most 36个月 | Fixed APR * Low to 4.99% | Sample monthly payment of $20,000† $599 |
| Type and model year New & Used: 2017 and Newer | Clause at most 60个月 | Fixed APR * Low to 5.59% | Sample monthly payment of $20,000† $383 |
| Type and model year New & Used: 2017 and Newer | Clause at most 72个月 | Fixed APR * Low to 5.99% | Sample monthly payment of $20,000† $331 |
| Type and model year New & Used: 2017 and Newer | Clause at most 84个月 | Fixed APR * Low to 6.99% | Sample monthly payment of $20,000† $302 |
| Type and model year New & Used: 2017 and Newer | Clause at most 96个月 | Fixed APR * Low to 8.74% | Sample monthly payment of $20,000† $726 (minimum loan amount $50,000) |
| Type and model year Older Model Cars: 2016 and Older | Clause at most 36个月 | Fixed APR * Low to 5.99% | Sample monthly payment of $20,000† $608 |
| Type and model year Older Model Cars: 2016 and Older | Clause at most 60个月 | Fixed APR * Low to 6.59% | Sample monthly payment of $20,000† $392 |
| Type and model year Older Model Cars: 2016 and Older | Clause at most 72个月 | Fixed APR * Low to 6.99% | Sample monthly payment of $20,000† $341 |
| Type and model year Older Model Cars: 2016 and Older | Clause at most 84个月 | Fixed APR * Low to 7.99% | Sample monthly payment of $20,000† $312 |
Boats and motorhomes
We also deal with the fun stuff。
Whether it's open water or open roads, we can finance your next purchase。
- The maximum financing period is 144 months
- Up to 95% financing for new or used boats or RVS of $50,000 or more。
- Up to 100% financing on new or used boats or RVS under $50,000。
Rates effective: June 24, 2022| Type/model year | Clause at most | Fixed APR * Low to | Sample monthly payment of $40,000† |
|---|---|---|---|
| Type/model year 10 years or more of history | Clause at most 96个月 | Fixed APR * Low to 8.00% | Sample monthly payment of $40,000† $565 |
| Type/model year 10 years or more of history | Clause at most 120个月 | Fixed APR * Low to 8.75% | Sample monthly payment of $40,000† $501 |
| Type/model year 10 years or more of history | Clause at most 144个月 | Fixed APR * Low to 9.75% | Sample monthly payment of $40,000† $472 |
Motorcycle loan
Financing is fast and fast。
Jump on, feel the wind in your hair and enjoy the same Protection option As our boat, RV and car loans。
- A minimum loan amount of 1TP2-2,500 is required to ride on two wheels。
- The maximum financing period is 84 months
- Up to 100% financing is available for new or used motorcycles
Rates Effective: June 28, 2023| Type/model year | Clause at most | Fixed APR * Low to | Sample monthly payment of $20,000† |
|---|---|---|---|
| Type/model year New & Used: 2017 and Newer | Clause at most 36个月 | Fixed APR * Low to 6.99% | Sample monthly payment of $20,000† $612 |
| Type/model year New & Used: 2017 and Newer | Clause at most 60个月 | Fixed APR * Low to 7.59% | Sample monthly payment of $20,000† $401 |
| Type/model year New & Used: 2017 and Newer | Clause at most 72个月 | Fixed APR * Low to 7.99% | Sample monthly payment of $20,000† $344 |
| Type/model year New & Used: 2017 and Newer | Clause at most 84个月 | Fixed APR * Low to 8.99% | Sample monthly payment of $20,000† $546 (minimum loan amount is $35,000)。 |
Corporate car sales
买。卖出。贸易。Companies make it easy。
ACFCU partners with Corporate Auto Sales to provide our members with certified used cars at affordable prices and no haggling。Here you can browse existing inventory, estimate your car exchange and monthly payments, schedule a test drive, and apply for an ACFCU auto loan for up to 90 days with no payments required。1
Please call 703.526.0200 x2或 Online application To begin your pre-approval。
Characteristics and advantages
- Your ACFCU auto loan can be processed on-site for a seamless purchasing experience
- Over 250 brands and models
- Every car must pass a strict 109-point inspection4
- Free CARFAX Vehicle History Report ™。
- Welcome trade-in
- All vehicles come with a 12-month / 12,000-mile limited powertrain warranty5
- Worry-free ownership includes 12 months of roadside assistance with unlimited miles
- If you change your mind for any reason, the enterprise company will buy your vehicle back within seven days or 1,000 miles - no questions asked。
Why Arlington
As a full-service credit union, we are a cooperative organization of members just like you, and we know that by standing together, we can all benefit on our financial journey。
Financial empowerment
We are here to help our members and neighbors achieve their financial goals and live their best lives。
Reward experience
We believe that there is nothing more meaningful than serving our members and believe that one good transformation is worth another。
Integrity first
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
细则
*APR = annual percentage rate。Not all applicants qualify for the lowest interest rate。Interest rates are subject to change without notice。The minimum loan amount is $5,000。Maximum loan-to-value limits may apply to the MSRP of new cars and the NADA retail value of used cars。Members who apply online will receive 0.50% APR discount on car loan。To qualify for such a low interest rate, members must meet credit criteria and apply for a car loan through our online application。Loan and membership requirements apply。
†Because payment protection is built into the loan and the first payment is not due 30 days after the funds are available, payment examples may vary。
1Not all members are eligible for deferred payments。Interest will continue to be charged throughout the deferred payment period。Late payment shall not exceed 90 days。For refinancing a joint auto loan, it may be necessary for both borrowers to qualify for the offer。
2Skip-A-Pay is an optional plan that can defer payments on consumer loans for $35 per skipped loan payment。Your loan must be open for one year to qualify for this benefit。Other qualifications apply。During and after the deferred payment period, finance charges will continue to be calculated at the interest rate specified in your original loan agreement。Late payments will result in higher finance charges and will extend the term of your loan。You will be asked to resume normal monthly payments the following month。This offer is subject to change at the discretion of the ACFCU。
4Used vehicles that were previously part of business rental fleets and/or affiliate rental fleets, or purchased by businesses from sources including auto auctions, customer swaps or other sources, may have previously been used for leases, rentals, transportation network companies or other purposes。
5Limited Powertrain Warranty: Extends for 12 months or 12,000 miles from the date of purchase of the vehicle, whichever comes first。Coverage is concurrent with the manufacturer's warranty。Application of restrictions。Please consult a sales consultant for details。
6For Cash back refinance promotions, the minimum loan amount is $10,000。To qualify, you must apply for and qualify for a car loan。Normal write-off criteria apply。
e "logo, Enterprise, "Enterprise Certified" and "Haggle-free buying。Worry-free ownership。"It's Enterprise Holdings, Inc.'s trademark。All other trademarks are the property of their respective owners。© 2019 Corporate Car Sales。
