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Our stock and term certificates can help you prepare for your golden years。Opening an Individual Retirement Account (IRA) allows your savings to grow in a safe and secure place while giving you a potential tax advantage, both now and in the future。Remember, it's best to consult your tax advisor。
Traditional IRA
A safer financial future starts here。
Traditional IRAs provide a healthy, low-risk investment portfolio that can earn compound interest over time。A solid option for those who don't have access to a 401(k) - or who need to transfer their 401(k) money - this type of IRA also allows you to lower your taxable income today while saving for tomorrow。
Call 703-526-0200 x4
Characteristics and advantages
- Allows you to make maximum contributions to your retirement savings up to age 70。
- Pay tax when you withdraw your money - usually at age 59 1/2 or later - and enjoy a lower tax rate when you retire。
- Contribute up to $6,000 per year, reducing your current taxable income
Roth IRA
Pay taxes today for peace of mind tomorrow。
You can pay taxes directly and receive many of the same benefits as a traditional IRA。Also, unlike a traditional IRA, you won't be penalized for withdrawing your contributions before retirement。
Call 703-526-0200 x4
Characteristics and advantages
- There is a tax on contributions, and there may be a partial exemption on withdrawals。
- Best suited for members who expect to be at a higher tax rate after retirement。
- Allow you to make the maximum contribution to your retirement savings throughout your life。
- Pass the dividend to your heirs tax-free
- The maximum annual contribution is $6,000。
Simplified Employee Pension (SEP) IRA
For busy business owners and entrepreneurs。
It's very simple. The name is very simple。Designed for businesses that are too small to enjoy a 401(k), SEP IRAs offer self-employed and small business owners the opportunity to save for their own retirement - while also offering that benefit to any employee。
Call 703-526-0200 x4
Characteristics and advantages
- Contribute to your retirement and that of your employees
- Has a higher annual contribution limit than a Roth or traditional IRA。
Coverdale Education Savings Account (ESA)
For the children's future。
Similar to a 529 savings account, Coverdell ESA lets you invest tax-free and withdraw funds tax-free for qualifying education expenses。
Call 703-526-0200 x4
Characteristics and advantages
- Pay for tuition, books, supplies, tutoring, etc。
- Donate up to $2,000 per year。
IRA Large stock certificates
Your smart savings strategy will pay off。
Have you saved $100,000 or more for retirement？Our huge stock -Available as a traditional or Roth IRA- return all of your savings at our best interest rate。
Call 703-526-0200 x4
高达
4.65
%
APY
Characteristics and advantages
- The minimum is $100,000
- 6 -, 12 - and 24-month terms
- Earn more Relationship reward Platinum class
Rates effective: February 17, 2023| 术语 | Percentage of annual return | Minimum to earn dividends | Minimum opening balance |
|---|---|---|---|
| 术语 6个月 | Percentage of annual return 4.65% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
| 术语 12个月 | Percentage of annual return 4.40% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
| 术语 24个月 | Percentage of annual return 4.15% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
Why Arlington
As a full-service credit union, we are a cooperative organization of members just like you, and we know that by standing together, we can all benefit on our financial journey。
Financial empowerment
We are here to help our members and neighbors achieve their financial goals and live their best lives。
Reward experience
We believe that there is nothing more meaningful than serving our members and believe that one good turn is worth another。
Integrity first
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
细则
There may be a penalty for early withdrawal。Expenses may reduce revenue。Rates are effective from February 17, 2023。Rates are subject to change without notice。Please consult Irs website Learn more about IRA topics, including qualified exceptions to the early withdrawal penalty tax。Federal insurance is provided by NCUA。
IRA stock。No minimum investment。
IRA certificate。Minimum to earn dividends。$500
