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是的。ACFCU can pay for overdrafts in two different ways。

1. Pay politely³ - If you meet the criteria, you will automatically opt in。You can opt out of the courtesy payment widget in the mobile app。¹ And online banking。
2. Overdraft transfer - such as link to another account。

Courtesy payments include the following types of transactions。⁴

1. Checking, ACH, and other transactions using a checking account
2. Pay bills automatically
3. Use your debit card to set up duplicate transactions
4. An ATM transaction
5. Daily debit card transactions
6. Point of sale (POS) transactions

We also offer a $30 grace period。This means that if your overdraft balance is less than $30, there are no charges for debit card transactions。²

If you make electronic payments, withdrawals, or deposits from a merchant or other financial institution into your account (such as payroll deposits or utility payments), please notify the merchant or institution of your account number and ACFCU's ABA routing number: 256078404。

You can transfer money between your ACFCU account and external accounts for free (there is a fee in case of insufficient funds) by following these simple steps。

1.You need to:

• Routing numbers of other financial institutions
• Your account type and number
• Access your ACFCU online and/or mobile banking。

2.Follow our instructions step by step ACH Initiation setup Guide.

• Make same-day transfers before 2pm EST on a valid business day or they will appear the following business day。
• Each transfer into or out of your savings account will count towards the monthly transaction limit。
• Cancel pending transfers under "Scheduled Transfers"。

Yes, to remit money to your ACFCU account, simply provide these instructions to other institutions。

进线

• Wire transfer to Arlington community federal credit union, ABA# 256078404
• Credit to。Your name and your 13-digit account number (found at the bottom of your check or through online banking)。

出线

• Applications can be made online, in person, or by fax or email

You can visit our Membership agreement 和 Privacy policy Online at any time。

There are three ways to avoid ATM fees。

1. Free of charge Arlington Community FCU ATM
2. To open a The checking account of your choice And qualify for a refund of up to $20 per month in ATM fees。
3. Use an almost 30,000 Co-OP network ATMs

Where applicable, fees are assessed throughout the month and will appear on your regular monthly statement。Check out our 个人 或 startupǞ Ǟ Ǟ Charge standard。

There are three ways you can avoid monthly maintenance fees。

1. Maintain a combined loan and deposit amount of $1,000

2.Actively use The checking account of your choice

3.We are free of charge for members under 21 or over 55。

No, we won't penalize you for paying off your loan early。If we pay you any fees for closing the loan, or offer you cash back incentives, these amounts must be repaid if you close the loan within 36 months of opening it。The amount owed will be included in your loan settlement *。

细则

* If the loan is paid off within 36 months of opening, cash back or transfer fees can be added to the repayment amount。

Updating and validating your information is easy and quick。Follow these simple instructions to use online banking (desktop) or mobile apps (iOS or Android)。

Mobile apps (iOS
1.Log in to the mobile application
2.Go to the more
3.To find someone else
4.Go to the Settings
5.Go to the contact
6.Add or update your phone number, email address, and preferences
7.Confirm your phone number by answering a security question or entering a code in an email。

Mobile apps (Android
1.Log in to the mobile application
2.Enter the hamburger 菜单键 (top left three lines)。
3.Go to the Settings
4.Go to the contact
5.Add or update your phone number, email address, and preferences
6.Confirm your phone number by answering a security question or entering a code in an email。

The bank on the net
1.Login to Internet Banking
2.Enter Settings (upper right corner)。
3.Go to the contact
4.Add or update your phone number, email address, and preferences
5.Confirm your phone number by answering a security question or entering a code in an email。

• Log in to our Mobile application¹ Or online banking 
• 点击 设置，那么 Contact us
• Change your personal information

If you have a valid checking account or loan, you will receive monthly statements。Otherwise, you will receive quarterly statements。The statement cycle runs from the first to the last day of the month。If you are Registered electronic statementYou will receive an email when your e-bill becomes available。 

You can access your electronic bill by clicking on the link below The electronic file Gadgets in online banking。

Once you sign up for e-bills, your e-bill library stores e-bills for the last 24 months。