Compare our rates。

* APR = annual interest rate。The annual interest rate is variable and changes with quarterly interest rate adjustments。The annual interest rate will not be lower than 3.75% and not more than 18%。Inapplicable circumstances and conditions apply。Interest charges only apply if you use the line。You need property insurance。The offer applies only to owner-occupied single-family residential real estate in Virginia, Maryland and Washington, D.C.。ACFCU must obtain a valid first or second lien on the property, and all owners must sign the document。All payments are first applied to the lower balance。Loan rates are shown as LTVS 80%, 90% and 100%。85% and 95% LTV also have interest rates。

** Interest rate floor =3.75% annual interest rate。The highest interest rate is 18.00% annual interest rate。

All transfer fees will be paid by ACFCU, except for mortgage taxes and recording fees。Transfer fees range from $700 to $1600 for an equity loan based on $10,000。If HELOC closes within 3 years, ACFCU will add any transfer fees paid for members to their outstanding balances。

*APR = percentage per year。Interest rates are subject to change without notice。Not all applicants qualify for the lowest rates。Depending on the MSRP for new cars and NADA retail prices for used cars, maximum loan-value limits may apply。Normal verification criteria apply。To qualify for the lowest rates, members must qualify for credit。

† Payment instances may vary due to the inclusion of payment protection in the loan and the first payment due date is not 30 days after the financing。

Rates and fees apply only to consumer credit cards。Not applicable to business credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of May 17, 2022。Here's our latest Credit card agreement.This information is subject to change after this date。To find out what might have changed, call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。

Rates and fees apply only to consumer credit cards。Not applicable to business credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of May 17, 2022。Here's our latest Credit card agreement.This information is subject to change after this date。To find out what might have changed, call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。

Rates and fees apply only to consumer credit cards。Not applicable to business credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of May 17, 2022。Here's our latest Credit card agreement.This information is subject to change after this date。To find out what might have changed, call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。

*APR = annual percentage。Interest rates are subject to change without prior notice。The rate takes effect on May 14, 2021。Members who apply online will receive a personal loan of 0.25% annual interest discount。Not all applicants qualify for the lowest rate。To qualify for the lowest rates, members must qualify for credit standards and apply online。The minimum loan amount is $1,000。The maximum loan amount is $25,000。The offer ends on October 31, 2021。

¹Payment examples may be different because of the payment guarantee built into the loan and because the initial payment is not due 30 days after the funds are in place。

²You must be a member for at least 90 days to qualify for a quick cash loan。All accounts and loans must have been active (not negative or delinquent) for the past 6 months。Direct deposits are not required。However, $1,000 is required for each calendar month for the past two months。Each member can have only one quick cash loan, and only one loan at a time, with a maximum of two loans every 12 months。Current fast cash must have six months of payments before it can be refinanced。Hardship Quick Cash or VHC Quick Cash does not count towards 2 payments per year and does not need to be repaid with the proceeds of the Quick Cash loan。For members who do not currently have quick cash, we will only allow one quick cash loan with a maximum balance of $1,000。Only primary account holders can apply for quick cash。$1,000 quick cash, 8.99% interest rate +$40 finance fee =16.The total annual interest rate is 73%。Monthly payment =$87.44。Payment is based on the first due date within 30 days。Not all members are eligible for deferred payment。Interest will continue to accumulate during the deferred payment period。Deferred payment shall not exceed 45 days。

*APR = percentage per year。Interest rates are subject to change without notice。Not all applicants qualify for the lowest rate。The offer does not apply to existing ACFCU auto loans。新汽车/摩托车最高可获得110%的融资；二手摩托车可获得NADA零售价值。Up to 95% financing is available for new and used boats/trailers。Loans and memberships apply。To qualify for the low rate, members must meet the credit standard qualification and 2 of the following 3 criteria。An active ACFCU checking account with at least $1,000 in direct deposit per month, an active ACFCU Visa® credit card with at least $1,000 in balance, and/or through our auto loan application。 Apply online.

† Payment instances may vary due to the inclusion of payment protection in the loan and the first payment due date is not 30 days after the financing。

*APR = percentage per year。Interest rates are subject to change without notice。Not all applicants qualify for the lowest rate。The offer does not apply to existing ACFCU auto loans。新汽车/摩托车最高可获得110%的融资；二手摩托车可获得NADA零售价值。Up to 95% financing is available for new and used boats/trailers。Loans and memberships apply。To qualify for the low rate, members must meet the credit standard qualification and 2 of the following 3 criteria。An active ACFCU checking account with at least $1,000 in direct deposit per month, an active ACFCU Visa® credit card with at least $1,000 in balance, and/or through our auto loan application。 Apply online.

† Payment instances may vary due to the inclusion of payment protection in the loan and the first payment due date is not 30 days after the financing。

Rates and fees apply only to business credit cards。Not applicable to consumer credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of October 15, 2021。Here's our latest Credit card agreement。 This information is subject to change after this date。To learn about possible changes, please call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。

Rates and fees apply only to business credit cards。Not applicable to consumer credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of October 15, 2021。Here's our latest Credit card agreement。 This information is subject to change after this date。To learn about possible changes, please call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。

Rates and fees apply only to business credit cards。Not applicable to consumer credit cards。Information about fees for these Visa cards^® The plan described above is accurate as of October 15, 2021。Here's our latest Credit card agreement。 This information is subject to change after this date。To learn about possible changes, please call us。 703.526.0200 Or write to us。P.O. Box 40070, Arlington, VA 22204-7070。