Retirement savings | | savings retirement savings for retirement-沙巴体育APP下载

This is your tomorrow。Save for it your way。

Retirement savings

Our stocks and certificates can help you prepare for the golden age。Open an IRA to allow your savings to grow in a safe place while also providing you with a potential tax advantage, both now and later。(Remember, it's best to consult your tax adviser。)

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Traditional IRA

A more secure financial future starts here。

Traditional IRAs provide a healthy, low-risk portfolio that earns interest over time。For those who don't have a 401(k) or have money to transfer, this type of IRA is a solid option and also enables you to lower your taxable income today while saving for tomorrow。

Call 703-526-0200 x4

Features and Advantages

  • Enable you to make the biggest contribution to your retirement savings until age 70。
  • Pay taxes on withdrawals -- usually at age 59 and a half or later -- and take advantage of your lower tax rate when you retire。
  • Contribute up to $6,000 per year and reduce your current taxable income

Roth IRA

Pay your taxes today and have peace tomorrow。

Pay your taxes up front and get many of the same benefits as a traditional IRA。Also, unlike traditional IRAs, you won't be penalized for withdrawing your contributions before retirement。

Call 703-526-0200 x4

Features and Advantages

  • Contributions are subject to tax, while some withdrawals may be tax-free
  • Best suited to members who are expected to retire at the higher tax rate
  • Enable you to make the biggest contribution to your retirement savings over a lifetime。
  • Pass the allotment tax-free to your heirs
  • Donations amount to $6,000 a year
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Simplified Employee Pension (SEP) IRA

Ideal for busy business owners and entrepreneurs。

Very simple。It's in the name。Designed for businesses that are too small, SEP IRAs offer the self-employed and small business owners the opportunity to save for their retirement, as well as any employee。

Call 703-526-0200 x4

Features and Advantages

  • Contribute to your retirement and that of your employees
  • Have higher annual contribution limits than roth or traditional IRAs

Gardell Education Savings Account (ESA)

For your children's future。

Similar to a 529 savings account, Coverdell ESA allows you to invest your funds tax-free and make tax-free withdrawals for eligible education expenses。

Call 703-526-0200 x4

Features and Advantages

  • Pay for tuition, books, supplies, tutorials and other expenses
  • Contribute up to $2,000 a year
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IRA Huge stock certificate

Your smart savings strategy is paying off。

Have you saved $100,000 or more for retirement?Our extra large stock -Available as a traditional or Roth IRA, return everything you've saved at our best rates。

Call 703-526-0200 x4

Features and Advantages

The calendar icon Rate effective: January 14, 2022
术语 Percentage annual return Minimum to earn dividends Minimum account balance
术语 6个月 Percentage annual return 0.30% Minimum to earn dividends $100,000.00 Minimum account balance $100,000.00
术语 12个月 Percentage annual return 0.55% Minimum to earn dividends $100,000.00 Minimum account balance $100,000.00
术语 24个月 Percentage annual return 0.80% Minimum to earn dividends $100,000.00 Minimum account balance $100,000.00

Why Arlington

As a full service credit union, we are a cooperative organization of members like you, and we know that by working together we can all benefit in our financial journey。

The financial empowerment

We are here to help our members and neighbors achieve their financial goals and live their best lives。

Rewarding experience

We believe that there is nothing more meaningful than serving our members and believing that one good change is worth another。

The good faith is supreme

We not only meet your financial needs, but also promise to be your good neighbor and honest service。

细则

There may be penalties for early withdrawals。Expenses may detract from revenue。The rates are effective from January 14, 2022。Rates are subject to change without prior notice。Please consult the Irs website Learn more about IRA topics, including qualifying exceptions for early withdrawal penalty taxes。Federal insurance is provided by NCUA。

IRA stock。No minimum investment。

IRA certificate。The minimum amount to earn dividends。$500。